UPDATED: Feb 29, 2012

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Written By: Marissa HayesReviewed By: Leslie KasperowiczUPDATED: Feb 29, 2012Fact Checked

When was the last time you purchased a high-end item right on the spot without shopping around to make sure that you are getting the best price? This is the way you should be shopping for car insurance as well. Getting discount auto insurance quotes from a variety of insurance companies will help you to see which insurers are offering the products you need, at a price you can afford.

Are You Eligible for Discounts?

When you are getting quotes for auto insurance, make sure that you mention anything that you think may entitle you to a discount. All insurance companies are different, and some will offer certain discounts that others do not. Here are some of the ways you can save money on your insurance premiums:

  • Driver’s Education – This is not just something for kids in high school. There are many driver training programs for adults that are offered by the Department of Motor Vehicles in every state. This training teaches about defensive driving, and many insurers will offer discounts to those who have taken the course. Even if you have been driving for many years, having this training can help to lower your premiums.
  • Age – Depending on your age, you may qualify for a discount on auto insurance. Drivers who are 50 or older are often eligible for safe driver discounts. Mention this when you want discount auto insurance quotes and see if it can help lower your rates.
  • Be a Safe Driver – If you have a clean traffic record with no violations, you may be able to get a safe driver discount. The longer you have a safe driving record, the better your chances are of getting discounts.
  • Military Members and Veterans – Many insurers offer discounts to current and retired members of the armed forces.
  • Association Memberships – You can often get members’ discounts if you belong to certain organizations, such as the American Automobile Association or other auto clubs.

What Coverage Do You Need?

What you end up paying for insurance premiums will ultimately depend on the type of coverage you are looking for. Obviously, you can expect to pay a lot more for full coverage than if you just have liability insurance. It may even be a good idea to ask about all types of coverage when you get your discount auto insurance quotes. The more information you can provide, the better the rates you are going to find.

It is easy to get discount auto insurance quotes. You can make telephone calls, although this can be time consuming. Even more time consuming would be to visit various insurers. The fastest way to get numerous quotes is to get them online. We can get you many at once in just a few minutes. The only personal information we need is your zip code, so we can get your quotes from insurers in your area. Go online today to get quotes to get the insurance coverage you need, or see if you are paying too much for the coverage you already have.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Written by Marissa Hayes
Insurance Writer & Expert Marissa Hayes

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz