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Locating Discount Car Insurance for Nurses

Summary:

  • Healthcare workers can get discounts on car insurance from some companies
  • Bundling a discount for being a nurse with others will help you save the most money
  • Occupational discounts can be up to 15 percent

 

Getting discount car insurance for nurses is just one small way insurance policy providers can give back to the men and women who have given so much to the community through the health care industry. Keep reading to find the best car insurance for nurses.

Whether you still have nursing school loans to pay off or just want to ease the financial burden of everyday life, cheap auto insurance for nurses is likely something you’re looking for, and you will be glad to know you can find discount car insurance for nurses and lower those monthly rates.

Finding cheap car insurance for nurses is done by shopping around for auto insurance. It allows you to see coverage and prices from different companies. This is especially important because not every company charges the same rate for coverage.

Comparing car insurance quotes will help you find the best coverage at a great price. To get reasonable car insurance rates for nurses, enter your ZIP to find car insurance deals for nurses.

Ways to Save with Discount Car Insurance for Nurses

Many companies will offer discount car insurance for healthcare workers on top of any additional discounts, like multi-car or safe driver.

Does Geico offer discounts for nurses? Yes, Geico car insurance has special rates for healthcare professionals. Check out this table to see an average you might see from Geico.

Geico Average Car Insurance Rates for Healthcare Workers
OccupationGeico Monthly RateGeico 6-Month RateGeico Annual Rate
Surgeon$152.80$916.80$1,833.60
Orthodontist$152.80$916.80$1,833.60
Nurse$157.98$947.90$1,895.80
Occupational Therapist$157.98$947.90$1,895.80
Get Your Rates Quote Now

Geico nurse discount car insurance is around $150 a month. If you can add discounts on top of that, you can save some big money.

Nationwide and USAA car insurance companies are just two additional companies that also offer multiple discounts that nurses can take advantage of, although USAA doesn’t offer specific nurse discounts. Car insurance discounts for healthcare workers are pretty common among providers.

If you are employed in the field of nursing or have retired from the healthcare industry as a registered nurse, you may be eligible for discounts along with members of your immediate family.

Here are some car insurance discounts and what you need to know:

  • LPNs and RNs can receive discounts based on their formal training and employment within the world of nursing and healthcare. Whether you work in a hospital, retirement community, or any other related field, you can reap the benefits of deep discounts on your car insurance.
  • If you are in nursing and working towards a higher degree, you may be eligible for further cheap car insurance for student nurses or to receive an even better discount for car insurance for nurses once you complete your studies.
  • According to Nasdaq, many companies will offer you a lower rate just because you have higher education.
  • In many cases, auto insurance policy providers will also extend discounts to include members of your direct family. This will help you save money on the auto insurance of a spouse, life partner, or driving teens in the household.
  • You may also be able to bundle your policies together and receive even greater savings. If you want your auto insurance, homeowners coverage, renters insurance, or boat policy combined, you could get a bigger car insurance discount for all of these rolled into one policy plan.

What insurance company has the cheapest rates really depends on many factors, like your driving history, age, gender, and address. Each company will look at these factors differently so rates will vary.

Where you live will have an impact on your rates. If you live in a state with a large population or higher than average accident rates, your car insurance will be much more expensive, For example, car insurance for nurses in California won’t have the same rate as car insurance in Florida.

Watch this video to learn more about how to get car insurance discounts.

Shop around for the best deals on car insurance, especially if you’ve been with your current company for a long time. You might be surprised by the discounts offered by different companies. Make sure you ask to see what discounts are available to you.

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How Your Policy Compares

Even if you have a current auto insurance policy in place, you owe it to yourself to see if you could have greater savings. Why is it important to get your car insurance policy coverage an annual checkup? This will help you determine what is the cheapest car insurance company for nurses.

Here are a few things drivers commonly overlook when it comes to giving their policy an annual review:

  • If anything has come off your driving record in the past year it is important to get updated quotes. Tickets and car accidents can affect your driving history and insurance rates for three to five years. Once one of these accidents or infractions expires, however, insurance policy providers are rarely the first ones to alert you to this. If something has recently come off of your driving record, it is time to get your rates reevaluated.
  • Car insurance rates are very competitive and seem to be changing daily. Can you negotiate with auto insurance? Yes, while the policy you currently have may have offered the best rates when you originally signed up, there is a good chance there is a better rate available to you now. If nothing else, you owe it to yourself as a smart consumer to compare rates just to see if your current policy does still offer the lowest rates.
  • If you recently graduated with your nursing degree and have begun your work in the medical and healthcare profession, you may be eligible for discounts you were not able to obtain before graduating. You may have had discount student auto insurance rates that you will lose, but you can simply switch to enjoying the same great rates with discount car insurance for nurses.
  • If anything else has changed in your life that could impact your insurance, it is time for a checkup on your auto insurance coverage. Drivers don’t always realize some of the things that can affect their insurance rates. For instance, if you have recently had your 25th birthday or have gotten married, you could see even better savings with car insurance rates. If you bought a home and want to bundle your insurance policies or finally paid off that car loan and do not need as heavy an amount of coverage any longer, you should get your quotes to see how your rates could drop.

There are many different ways to save money for your car insurance. Speak with your agent to take advantage of every discount available, and find out what your company can offer.

Now that it’s as easy as providing just your ZIP code to get the car insurance quotes you need, there really is no excuse to put off getting them. Reviewing new quotes means having the ability to see what insurance company has the best auto rates.

Are you ready to buy car insurance for nurses? Enter your ZIP to compare cheap car insurance quotes for nurses and find affordable car insurance for nurses now.

References:

    1. https://www.nasdaq.com/articles/higher-education-equals-lower-car-insurance-2013-05-24