UPDATED: Jul 5, 2012

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Written By: Marissa HayesReviewed By: Leslie KasperowiczUPDATED: Jul 5, 2012Fact Checked

Being a firefighter means putting your life on the line every single day. While most people sit in an air conditioned office staring at a computer screen, you risk your life to run into a blazing fire that others are running out of. To say you deserve some perks is an understatement.

One of those perks is the ability to find car insurance discounts for firefighters. When you work so hard to protect and save the lives of so many families, you deserve any type of reward you can get for it. In some small way it’s sort of like your community giving something back to you for working so hard to protect it. Finding a company that offers this type of discount is one of the best ways to help see savings on your car insurance premiums.

A Way of Saying Thanks

Few people realize when their line of work could be helping them earn discounts on things such as their auto insurance policy coverage. Car insurance discounts for firefighters could be helping you see a big difference on your premium rates and even any down payment you may need to start a new policy.

When you do your rate comparison, here are some other things to keep in mind that may help you lower your rates:

  • Your driving record – Obviously if you manage to avoid speeding, except for when you are on your way to an emergency call, you can prevent getting citations. The cleaner your driving record is the better your rates will be. In fact, if you have anything on your record from your past, make sure you alert your current policy provider when it reaches the three year mark because it should come off your record and lower your rates.
  • Your safety features – The safety features that come with your car, along with the safety rating, all add up to help give you lower car insurance rates. If you are in the market for a new car make sure to add on those safety features. Not only can they help protect you and your family, they can help you save on your car insurance.
  • Multicar discounts – If you have several family members in the same household who are of driving age, you can all save money by combining your policy coverage. Even if you simply have more than one car or also have a motorcycle or boat, you can get better rates if you use the same policy provider. Keep in mind if you bundle all of your insurance needs such as home owners and motorcycle along with your car insurance you should be able to get much lower rates for everything by using the same policy provider.

The important thing to realize is that there are ways to save on your auto insurance premiums. Car insurance discounts for firefighters are just one of the small ways policy providers can say thanks for putting your life on the line each day. Stop overpaying and take advantage of these savings.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Marissa Hayes is a technical editor and contributing writer. She holds a Bachelor’s Degree in history, and she was the editor of the literary magazine, The Bluestone Review.

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Written by Marissa Hayes
Insurance Writer & Expert Marissa Hayes

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz